Terms

Introduction

These terms and conditions govern your access to and use of this website, which is owned and operated by Loosemore Advisory (ABN 42 028 630 911).

By using this website, you agree to comply with these terms. If you do not agree, you should not use it.

Changes to these terms

I may update or modify these terms from time to time. Any change takes effect immediately on being published on this website, and your continued use after that means you accept the revised terms.

Privacy

Your use of this website is also governed by the privacy policy, which explains how I handle personal information.

No advice

The content of this website, including the commentary, is general in nature and published for information only. It is not advice, it does not take account of your circumstances, and it should not be relied upon as a substitute for advice directed to your position. Nothing on this website creates a professional relationship between us, and no such relationship arises until an engagement is agreed in writing.

Loosemore Advisory does not provide legal advice or licensed financial services. Where a matter requires a lawyer, an accountant or a licensed adviser, I will say so.

Intellectual property

All content on this website, including text, graphics, images, logos, icons and data compilations, is owned by Loosemore Advisory or its content suppliers, and is protected by copyright and other intellectual property laws.

You are granted a limited, non-exclusive, non-transferable licence to access and use the website for personal, non-commercial purposes. You may quote briefly from a note listed on the Commentary page with attribution and a link. You may not otherwise reproduce, distribute or exploit the content without prior written permission.

Third-party links

This website may include links to external websites. These are provided for convenience only, and Loosemore Advisory does not control, endorse or accept responsibility for third-party websites or their content.

Forms and subscriptions

Where you submit the contact form, you agree that the details you provide are accurate and that I may contact you in reply. Where you subscribe to the mailing list, you consent to receiving essays by email; every email carries an unsubscribe link, and you may ask me to remove you at any time. Submitting a form does not create a professional relationship or oblige me to accept an engagement.

Availability

This website and its content are provided on an “as is” and “as available” basis. To the maximum extent permitted by law, I disclaim all warranties of any kind, express or implied, including warranties of merchantability, fitness for a particular purpose, and non-infringement. Nothing in these terms excludes, restricts or modifies any right or remedy which cannot lawfully be excluded, including under the Australian Consumer Law.

Limitation of liability

To the extent permitted by law, Loosemore Advisory is not liable for any direct, indirect, incidental, special or consequential loss arising out of your use of, or inability to use, this website.

Indemnity

You agree to indemnify and hold harmless Loosemore Advisory, and its agents, from any claim, loss, damage or expense (including reasonable legal costs) arising out of your use of this website, your breach of these terms, or your violation of applicable law.

Governing law

These terms are governed by the laws of Victoria, Australia. You submit to the non-exclusive jurisdiction of the courts of Victoria for any dispute arising in connection with them.

Severability

If any part of these terms is found to be unlawful, void or unenforceable, the remaining provisions continue in effect.

Contact

Questions about these terms to michael@loosemoreadvisory.com.

Last updated 30 August 2026.